Buy a home
Riba-Free, without
a mortgage
No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.
No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.
No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.
Going riba-free across the nation
Going riba-free across the nation
California
Texas
Colorado
New Jersey
Washington
BENEFITS
BENEFITS
Finally, a truly halal way to own your home
Real Risk Sharing
That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.
That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.
That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.
No Interest Rates
We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).
We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).
We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).
No Selling to Banks
We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.
We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.
We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.
TESTIMONIALS
TESTIMONIALS
What Neeyah residents
are saying
What Neeyah residents are saying
"Thank you for helping us enter into the world of home ownership! Alhamdulilaah"
Dallas Resident
Home Purchased in 2024"We never expected to have a halal option in Washington to own a home, but Allah truly is the best of planners."
Seattle Resident
Home Purchased in 2024“Alhamdulillah. JazakAllah khair once again for making the process as seamless as possible!”
Dallas Resident
Home Purchased in 2024
"Thank you for helping us enter into the world of home ownership! Alhamdulilaah"
Dallas Resident
Home Purchased in 2024"We never expected to have a halal option in Washington to own a home, but Allah truly is the best of planners."
Seattle Resident
Home Purchased in 2024“Alhamdulillah. JazakAllah khair once again for making the process as seamless as possible!”
Dallas Resident
Home Purchased in 2024
HOW IT WORKS
HOW IT WORKS
Co-ownership with Neeyah
Find your dream home
You choose the home you want, and we invest in it alongside you—covering up to 80% of the cost.
You choose the home you want, and we invest in it alongside you—covering up to 80% of the cost.
Move in and pay your share
Enjoy your new home while making monthly payments for the portion you don’t own. We cover our share of the expenses.
Build equity at your pace
Buy more of the home when you’re ready. Increase your ownership as it suits your financial situation.
Flexibility to sell or own 100%
Sell the home or continue purchasing shares until you reach full ownership—it's entirely up to you.
SHARIAH COMPLIANCE
SHARIAH COMPLIANCE
Designed to align with Shariah principles
We got tired of Islamic mortgages feeling just like conventional mortgages. Time for a new approach.
We got tired of Islamic mortgages feeling just like conventional mortgages. Time for a new approach.
Neeyah
Buy a home
Buy a home
Share in profit & loss
Share in profit & loss
Share in property tax
Share in property tax
Share in home insurance
Share in home insurance
Share in major repairs
Share in major repairs
No late fees
No late fees
No selling to Fannie Mae
No selling to Fannie Mae
No foreclosures
No foreclosures
Islamic Mortgage
Buy a home
Buy a home
Share in profit & loss
Share in profit & loss
Share in property tax
Share in property tax
Share in home insurance
Share in home insurance
Share in major repairs
Share in major repairs
No late fees
No late fees
No selling to Fannie Mae
No selling to Fannie Mae
No foreclosures
No foreclosures
Bank Mortgage
Buy a home
Buy a home
Share in profit & loss
Share in profit & loss
Share in property tax
Share in property tax
Share in home insurance
Share in home insurance
Share in major repairs
Share in major repairs
No late fees
No late fees
No selling to Fannie Mae
No selling to Fannie Mae
No foreclosures
No foreclosures
Buying with Neeyah
Due to overwhelming demand, we’ve opened up a waitlist for families eager to buy with Neeyah. We're expecting to begin co-ownership with those joining now within 12-24 months.
If you're looking to buy a home sooner, our team is actively working to increase funding and expedite more co-ownerships for 2025. Secure your spot on the waitlist today!
Due to overwhelming demand, we’ve opened up a waitlist for families eager to buy with Neeyah. We're expecting to begin co-ownership with those joining now within 12-24 months.
If you're looking to buy a home sooner, our team is actively working to increase funding and expedite more co-ownerships for 2025. Secure your spot on the waitlist today!
Happy residents living Riba-free
"Neeyah has made possible for me and my family what we have been searching for in homeownership for a long time - a debt-free, risk-sharing way to own a home that is the closest thing I've seen to 100% sharia-compliant. Add to that exceptional customer service, Neeyah has given the Muslim community a MUCH needed option to own a home. Can't wait to see them grow inshaAllah”
"Neeyah has made possible for me and my family what we have been searching for in homeownership for a long time - a debt-free, risk-sharing way to own a home that is the closest thing I've seen to 100% sharia-compliant. Add to that exceptional customer service, Neeyah has given the Muslim community a MUCH needed option to own a home. Can't wait to see them grow inshaAllah”
Dallas Resident - Refinanced with Neeyah in 2024
Dallas Resident | Refinanced in 2024
Dallas Resident - Refinanced with Neeyah in 2024
For families tired of renting and fed up with Islamic mortgages.
For families tired of renting and fed up with Islamic mortgages.
FAQs
FAQs
Frequently Asked Questions
Why does Neeyah have a waitlist, and what happens when I reach the top?
How does Neeyah determine the rent for co-owned homes?
Where does Neeyah get the money to fund co-ownerships?
Will my rent change over time, and if so, how?
How do I increase my equity and ownership in the home?
Is Neeyah more expensive than a traditional mortgage?
How is Neeyah different from local housing co-op models?
Can I buy out Neeyah’s share of the home and become the sole owner?
When can I sell my home?
Is Neeyah a mortgage or loan contract?
Does Neeyah sell its share to Fannie Mae or Freddie Mac?
Can I use Neeyah to buy an investment property?
Why does Neeyah have a waitlist, and what happens when I reach the top?
How does Neeyah determine the rent for co-owned homes?
Where does Neeyah get the money to fund co-ownerships?
Will my rent change over time, and if so, how?
How do I increase my equity and ownership in the home?
Is Neeyah more expensive than a traditional mortgage?
How is Neeyah different from local housing co-op models?
Can I buy out Neeyah’s share of the home and become the sole owner?
When can I sell my home?
Is Neeyah a mortgage or loan contract?
Does Neeyah sell its share to Fannie Mae or Freddie Mac?
Can I use Neeyah to buy an investment property?
Why does Neeyah have a waitlist, and what happens when I reach the top?
How does Neeyah determine the rent for co-owned homes?
Where does Neeyah get the money to fund co-ownerships?
Will my rent change over time, and if so, how?
How do I increase my equity and ownership in the home?
Is Neeyah more expensive than a traditional mortgage?
How is Neeyah different from local housing co-op models?
Can I buy out Neeyah’s share of the home and become the sole owner?
When can I sell my home?
Is Neeyah a mortgage or loan contract?
Does Neeyah sell its share to Fannie Mae or Freddie Mac?
Can I use Neeyah to buy an investment property?
Still have questions?
We're here to help! Contact us, and our team will get back to you promptly.
Still have questions?
We're here to help! Contact us, and our team will get back to you promptly.
Still have questions?
We're here to help! Contact us, and our team will get back to you promptly.
© 2024 – Neeyah
The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.
© 2024 – Neeyah
The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.
© 2024 – Neeyah
The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.