Buy a home
Riba-Free, without
a mortgage

No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.

No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.

No interest, no profit rates, and no selling to Fannie Mae & Freddie Mac. Welcome to Homeownership without compromise.

Going riba-free across the nation

Going riba-free across the nation

  • California

  • Texas

  • Colorado

  • New Jersey

  • Washington

BENEFITS

BENEFITS

Finally, a truly halal way to own your home

Real Risk Sharing

That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.

That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.

That's right, we share in home expenses and any potential loss in value. Unlike Islamic mortgages that claim to be 'partnerships,' we offer true co-ownership—no lip service.

No Interest Rates

We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).

We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).

We base rent on real factors like local market rates and home expenses. Say goodbye to confusing 'profit rates' (whatever those are).

No Selling to Banks

We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.

We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.

We're invested in the home with you, using capital we raise from private investors. Unlike Islamic mortgages, we don't sell to Fannie Mae or Freddie Mac. We're in it for the long haul.

TESTIMONIALS

TESTIMONIALS

What Neeyah residents
are saying

What Neeyah residents are saying

  • "Thank you for helping us enter into the world of home ownership! Alhamdulilaah"

    Dallas Resident
    Home Purchased in 2024

  • "We never expected to have a halal option in Washington to own a home, but Allah truly is the best of planners."

    Seattle Resident
    Home Purchased in 2024

  • “Alhamdulillah. JazakAllah khair once again for making the process as seamless as possible!”

    Dallas Resident
    Home Purchased in 2024

  • "Thank you for helping us enter into the world of home ownership! Alhamdulilaah"

    Dallas Resident
    Home Purchased in 2024

  • "We never expected to have a halal option in Washington to own a home, but Allah truly is the best of planners."

    Seattle Resident
    Home Purchased in 2024

  • “Alhamdulillah. JazakAllah khair once again for making the process as seamless as possible!”

    Dallas Resident
    Home Purchased in 2024

HOW IT WORKS

HOW IT WORKS

Co-ownership with Neeyah

Find your dream home

You choose the home you want, and we invest in it alongside you—covering up to 80% of the cost.

You choose the home you want, and we invest in it alongside you—covering up to 80% of the cost.

Move in and pay your share

Enjoy your new home while making monthly payments for the portion you don’t own. We cover our share of the expenses.

Build equity at your pace

Buy more of the home when you’re ready. Increase your ownership as it suits your financial situation.

Flexibility to sell or own 100%

Sell the home or continue purchasing shares until you reach full ownership—it's entirely up to you.

SHARIAH COMPLIANCE

SHARIAH COMPLIANCE

Designed to align with Shariah principles

We got tired of Islamic mortgages feeling just like conventional mortgages. Time for a new approach.

We got tired of Islamic mortgages feeling just like conventional mortgages. Time for a new approach.

Neeyah

Buy a home

Buy a home

Share in profit & loss

Share in profit & loss

Share in property tax

Share in property tax

Share in home insurance

Share in home insurance

Share in major repairs

Share in major repairs

No late fees

No late fees

No selling to Fannie Mae

No selling to Fannie Mae

No foreclosures

No foreclosures

Islamic Mortgage

Buy a home

Buy a home

Share in profit & loss

Share in profit & loss

Share in property tax

Share in property tax

Share in home insurance

Share in home insurance

Share in major repairs

Share in major repairs

No late fees

No late fees

No selling to Fannie Mae

No selling to Fannie Mae

No foreclosures

No foreclosures

Bank Mortgage

Buy a home

Buy a home

Share in profit & loss

Share in profit & loss

Share in property tax

Share in property tax

Share in home insurance

Share in home insurance

Share in major repairs

Share in major repairs

No late fees

No late fees

No selling to Fannie Mae

No selling to Fannie Mae

No foreclosures

No foreclosures

Buying with Neeyah

Due to overwhelming demand, we’ve opened up a waitlist for families eager to buy with Neeyah. We're expecting to begin co-ownership with those joining now within 12-24 months.

If you're looking to buy a home sooner, our team is actively working to increase funding and expedite more co-ownerships for 2025. Secure your spot on the waitlist today!

Due to overwhelming demand, we’ve opened up a waitlist for families eager to buy with Neeyah. We're expecting to begin co-ownership with those joining now within 12-24 months.

If you're looking to buy a home sooner, our team is actively working to increase funding and expedite more co-ownerships for 2025. Secure your spot on the waitlist today!

Happy residents living Riba-free

"Neeyah has made possible for me and my family what we have been searching for in homeownership for a long time - a debt-free, risk-sharing way to own a home that is the closest thing I've seen to 100% sharia-compliant. Add to that exceptional customer service, Neeyah has given the Muslim community a MUCH needed option to own a home. Can't wait to see them grow inshaAllah”

"Neeyah has made possible for me and my family what we have been searching for in homeownership for a long time - a debt-free, risk-sharing way to own a home that is the closest thing I've seen to 100% sharia-compliant. Add to that exceptional customer service, Neeyah has given the Muslim community a MUCH needed option to own a home. Can't wait to see them grow inshaAllah”

Dallas Resident - Refinanced with Neeyah in 2024

Dallas Resident | Refinanced in 2024

Dallas Resident - Refinanced with Neeyah in 2024

For families tired of renting and fed up with Islamic mortgages. 

For families tired of renting and fed up with Islamic mortgages. 

FAQs

FAQs

Frequently Asked Questions

Why does Neeyah have a waitlist, and what happens when I reach the top?

How does Neeyah determine the rent for co-owned homes?

Where does Neeyah get the money to fund co-ownerships?

Will my rent change over time, and if so, how?

How do I increase my equity and ownership in the home?

Is Neeyah more expensive than a traditional mortgage?

How is Neeyah different from local housing co-op models?

Can I buy out Neeyah’s share of the home and become the sole owner?

When can I sell my home?

Is Neeyah a mortgage or loan contract?

Does Neeyah sell its share to Fannie Mae or Freddie Mac?

Can I use Neeyah to buy an investment property?

Why does Neeyah have a waitlist, and what happens when I reach the top?

How does Neeyah determine the rent for co-owned homes?

Where does Neeyah get the money to fund co-ownerships?

Will my rent change over time, and if so, how?

How do I increase my equity and ownership in the home?

Is Neeyah more expensive than a traditional mortgage?

How is Neeyah different from local housing co-op models?

Can I buy out Neeyah’s share of the home and become the sole owner?

When can I sell my home?

Is Neeyah a mortgage or loan contract?

Does Neeyah sell its share to Fannie Mae or Freddie Mac?

Can I use Neeyah to buy an investment property?

Why does Neeyah have a waitlist, and what happens when I reach the top?

How does Neeyah determine the rent for co-owned homes?

Where does Neeyah get the money to fund co-ownerships?

Will my rent change over time, and if so, how?

How do I increase my equity and ownership in the home?

Is Neeyah more expensive than a traditional mortgage?

How is Neeyah different from local housing co-op models?

Can I buy out Neeyah’s share of the home and become the sole owner?

When can I sell my home?

Is Neeyah a mortgage or loan contract?

Does Neeyah sell its share to Fannie Mae or Freddie Mac?

Can I use Neeyah to buy an investment property?

Still have questions?

We're here to help! Contact us, and our team will get back to you promptly.

Still have questions?

We're here to help! Contact us, and our team will get back to you promptly.

Still have questions?

We're here to help! Contact us, and our team will get back to you promptly.

The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.

The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.

The content on this website is provided by Neeyah Management LLC for informational and communication purposes only. It does not constitute an offer, solicitation, or recommendation to invest in any financial products. Joining the waitlist, seeking further information, or expressing interest in Neeyah’s co-ownership opportunities does not create any binding obligation for any party. Prospective investors are encouraged to carefully review all relevant documents, including the offering memorandum or prospectus, when available, before making any investment decisions. Neeyah operates within a Shariah-compliant framework, and all co-ownership arrangements are structured accordingly.